Panchangam, Vedic Astrology, Kundli
Financial Jyotish

Panchang Ganita, Panchanga Siddhanta, Panchang Author: Pundit Mahesh Shastriji, Seattle, WA USA
Inspiration: Late Pundit Maganlal Devshanker Shastriji


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Financial Jyotish

2.1.2 Dhana Yogas

Yogas that indicate wealth or prosperity are called dhana yogas. These occur when two financial indicators -- money planets or money houses -- combine.

Dhana yogas are one of the most powerful tools in a Jyotishi's toolbox for determining financial results. You'll want to look for these right away.

We've already covered the elements that play a role in dhana yogas:

  • Money houses are the 2nd, 5th, 9th, and 11th
  • Money planets are Jupiter and the lords of the money houses

Dhana Yogas

A dhana yoga can occur in several ways:

1. A money planet that rules two money houses is a special indicator of money called a dhana yoga karaka. It becomes a dhana yoga all by itself.

Example: For a Leo Ascendant, Mercury rules two money houses (2 and 11) and thus becomes a dhana yoga.

2. Two money planets are in close relationship or sambandha

  • In conjunction
  • In mutual aspect (if only one aspects the other, you'll get partial effects)

Example: For Aries Ascendant, if the Sun (lord of the 5th) and Jupiter (lord of the 9th and a money planet in its own right) oppose each other, they are in mutual aspect. Thus Jupiter and Sun create a dhana yoga.

  • In an exchange of signs or parivartana yoga

Example: For a Taurus Ascendant, if you have Mercury (a dhana yoga karaka) in the 11th house Pisces (Jupiter's sign), and Jupiter (a money planet by nature and also as ruler of the 11th) in the 2nd house Gemini (Mercury's sign), you have two money planets in an exchange of signs (called a mutual reception in Western astrology) or a parivartana yoga. Thus Jupiter and Mercury create a dhana yoga.

3. A money planet is in a money house

Example: For a Cancer Ascendant, Venus (a money planet as ruler of the 11th) in any of the money houses (2nd/Leo, 5th/Scorpio, 9th/Pisces, or 11th/Taurus) would create a dhana yoga.

In the case of dhana yogas, we can also include one more money planet: the Lord of the Ascendant. So in any of these combinations, you can count it as a money planet because it connects the individual to money so strongly. Similarly, a money planet in the Ascendant is a positive financial indicator as well.

A Cumulative Effect

Sometimes you will have a dhana yoga that occurs in more than one way, making it even stronger.

As an example, look at the parivartana example above with the Taurus Ascendant.

Mercury isn't just the lord of the 2nd. It rules the 5th too so even all by itself it's a dhana yoga.

And Jupiter isn't just the lord of the 11th, but is also a money planet by nature. Even if it didn't rule the 11th, Jupiter in the 2nd house would be a dhana yoga.

As another twist, if you moved Jupiter from Gemini to Virgo (the 5th house), you would add yet one more combination to the mix: a mutual aspect.

You would have:

  1. Jupiter as a natural money planet in a money house
  2. Jupiter as lord of a money house in a money house
  3. Mercury as a dhana yoga karaka (lord of 2 money houses)
  4. Mercury as lord of a money house in a money house
  5. Mercury in a parivartana yoga with Jupiter
  6. Mercury in a mutual aspect with Jupiter

So these two planets create 6 dhana yogas, and the effects are multiplied accordingly.

On top of that, if other planets create dhana yogas in the chart, they all add up for a better likelihood of good financial results.

Some Final Words

Keep in mind that these yogas operate best when the planets and houses involved are strong and unafflicted.

And even when that's the case, they'll often require other supporting factors such as a strong Lagna to be really effective.

No one thing in a chart ever stands completely on its own.

In the next article, we'll look more in-depth at how the different planets and houses involved with money indicators might play out.

I'll see you then!

And remember, if you have questions or comments, we can interact directly on this comment and question page on my site.


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yaj jagrato duram udaiti daivam tad u suptasya tatHaivaiti|
duramgamam jyotisam jyotir ekam tan me manaH shivasankalpam astu||
||shri shukla yajurveda vajasaneyi samhita (madhyandina sakha) 34.1||

The divine essence that goes far away, from the waking, and likewise from the sleeping, and that one far-traveling Light of lights, on that-the auspicious will of the divine-may my mind dwell.

.. sarve janA sukhino santu ..
kriShNa! kriShNa!! kriShNa!!!

I bow down to the supreme personality of godhead Lord kriShNa who makes incomplete complete.
Pundit Mahesh Shastriji
Seattle, WA, USA
shastrijii at mypanchang dot com


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